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 Small Business Funding 

Allen Capital Funding (ACF) offers the following funding programs for small businesses:


  • Unsecured Lines of Credit:  This funding is easy to apply for and funds can be used for any purpose. Some lenders base eligibility on bank statements while others use personal FICO scores. Credit line amounts begin at $10K.

  • Cash Advances:  ACF has relationships with a number of cash advance lenders. Clients are cautioned, however, to be careful when applying for this type of credit as it is easy to become overextended. ACF will advise you on the suitability of this type of financing for your business. Those businesses that are already overextended with cash advance debt will be referred to ACF’s sister company, Antson Enterprises, for assistance

  • Term Loans:  Various kinds of term loans are available depending on the needs of the business. Some have standard amortization schedules while others have longer amortization periods combined with shorter terms. Other options are interest-only. Minimum amounts are $10K.

  • Factoring:  This involves selling accounts receivable to a type of institution called a factor. Eligibility is based on the credit worthiness of the customers owing funds to the business. This is a great way to immediately turn accounts receivable into cash for a fee.

  • Purchase Order Financing:  Businesses with large purchase orders for a small number of components that are regularly purchased may be good candidates for purchase order financing. This enables a business to use OPM (Other People’s Money) for the purchase of materials necessary to earn revenue so that their own funds can be used for other purposes.